Cookie Policy
How Little Yard Notes uses tracking technologies to improve your understanding of the Canadian pension landscape.
Last updated: October 2023
1. Introduction
Welcome to Little Yard Notes. This Cookie Policy explains how we use cookies and similar tracking technologies when you visit our website, which focuses on providing detailed insights into the Canadian pension system for immigrants in Calgary and across Canada.
We believe in transparency. This policy provides information about what cookies are, the specific types of cookies we use, why we use them, and your rights to control our use of them. By continuing to use our site, you acknowledge our use of cookies as described herein.
3. Legal Framework & Jurisdiction
As a Calgary-based entity, Little Yard Notes operates under the federal laws of Canada and the provincial laws of Alberta. Our data practices are primarily governed by:
- PIPEDA: The Personal Information Protection and Electronic Documents Act (Canada).
- Alberta PIPA: The Personal Information Protection Act (Alberta).
- CASL: Canada's Anti-Spam Legislation, regarding electronic communications.
While we are based in Calgary, we acknowledge the global nature of the internet. For our visitors from the European Economic Area (EEA) and the United Kingdom, we strive to adhere to the standards set by the GDPR (Regulation (EU) 2016/679) and the UK Data Protection Act 2018.
4. Cookie Categories
Strictly Necessary Cookies
These cookies are essential for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences or filling in forms related to pension calculations.
| Cookie | Purpose | Duration |
|---|---|---|
| PHPSESSID | Maintains user session state across page requests. | Session |
| cookie_consent | Stores the user's cookie consent preference. | 1 Year |
Analytical/Performance Cookies
These allow us to recognize and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding the information on RRSPs or OAS easily.
| Cookie | Purpose | Duration |
|---|---|---|
| _ga | Google Analytics: Used to distinguish users. | 2 Years |
| _gid | Google Analytics: Used to distinguish users. | 24 Hours |
Targeting/Marketing Cookies
These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests in Canadian retirement planning.
Note: We currently do not use aggressive behavioral remarketing, but third-party services like YouTube (for embedded guides) may set their own cookies.
5. Third-Party Cookies
In some special cases, we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter through this site. This site uses Google Analytics which is one of the most widespread and trusted analytics solutions on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content about the Calgary cost of living and pension strategies.
6. Managing Your Preferences
You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager or by adjusting your browser settings.
Browser Controls
Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit www.aboutcookies.org or www.allaboutcookies.org.
On-Site Preference
You can change your preferences for this specific site at any time by clicking our settings button. This will allow you to re-visit the cookie consent banner and change your settings or withdraw your consent immediately.
Contacting Little Yard Notes
If you have any questions about our use of cookies or other technologies, please email us or write to us at our Calgary office:
- Email:
- Phone: +1 (492) 643-5230
- Address: 812 11 Ave SW, Calgary, AB T2R 0E5
Legal Disclaimer
The information provided on Little Yard Notes regarding the Canadian pension system (CPP, OAS, GIS) is for educational purposes only and does not constitute financial, legal, or tax advice. This Cookie Policy is a general template and should be reviewed by legal counsel to ensure full compliance with the most recent amendments to Alberta and Federal privacy laws. Little Yard Notes is not affiliated with Service Canada or the Government of Canada.